Month: July 2026

Key Points The first half of this year saw good share market returns despite the oil supply shock on the back of the US/Iran War. We remain upbeat on a 12-month view but see a high risk of another correction in the short term. Nine key charts worth watching are: business conditions PMIs; inflation; inflation … Read more

If you’re a temporary resident of Australia, how to claim your superannuation when you leave. Eligibility for Departing Australia superannuation payment (DASP) If you’ve worked in Australia on a temporary visa, you may have accumulated superannuation that has been paid by your employer under the compulsory super guarantee. You may be eligible to have this … Read more

The Support at Home program was introduced in November 2025 and replaced the Home Care Packages Program and the Short-term Restorative Care Programme. This completely changes how older Australians access in-home care.   Additional changes have been introduced since, which means that the Australian Government will fully fund personal care services if you have been … Read more

Even investors who bought at the worst possible moments over 25 years still more than tripled their money One of the most common fears investors face is putting money into the market today, only to see asset prices fall significantly tomorrow. It’s understandable; when headlines are dominated by war, tariffs, inflation risks and AI spending … Read more

  Key Points Falling real wages and a surge in tax and interest payments over the last five years have led to a slump in Australians’ living standards. But a broader driver of the malaise in living standards has been a slump in productivity growth from over 2% pa in the 1990s to near zero … Read more

Here are some ways to help you get the most out of any retirement savings. Do a retirement budget When you retire, some of the things you spend your money on will change. Having a budget will give you a plan – and control – for your retirement spending. If you’re not sure how to … Read more

How self-managed super fund (SMSF) trustees can meet their responsibility to keep accurate tax and super records. How self-managed super fund (SMSF) trustees can meet their responsibility to keep accurate tax and super records.     Why keep records? Superannuation law requires trustees to keep extensive records including financial and trustee records. Poor record keeping … Read more

As women enter their mid-career years, many begin to earn more and have greater capacity to invest. Making the most of this window can play a crucial role in building long term financial security.      The mid-career phase is a critical opportunity for women to get their financial house in order and build their … Read more

Around 2.8 million of Australia’s lowest-paid workers got a 4.75% pay rise from July 1 this year, after the latest Who benefits from this decision Announcing the wage rises, Justice Adam Hatcher said this was a “particularly challenging” decision, especially due to the “wild card of the Middle East conflict” and its ongoing price shocks … Read more

Understanding your risk profile is one of the most important steps you can take as an investor. It helps shape how your money is invested and whether you’ll feel comfortable staying the course when markets rise and fall. How much risk can you tolerate? Your attitude to risk is one of the most important factors … Read more

Key Points Angst about economic conditions has been running high in recent times. This is evident in chronically low consumer confidence readings and a downtrend in measures of happiness. It’s also arguably evident in the rise of populist parties globally and more recently in Australia. There is no doubt that some things were better a generation … Read more